Texas Auto Terms of Service & TDI Disclosures
Effective Date: October 14, 2026 • Governed by the Laws of the State of Texas
1. Texas-Only Auto Agency Scope & TDI Regulatory Authority
Get Insured Quick operates exclusively as a Licensed Texas Auto Insurance Agency and digital quote comparison service regulated by the Texas Department of Insurance (TDI) under the Texas Insurance Code. Our services, rate calculators, SR-22 assistance, and Commercial Auto COI desk are intended solely for drivers and business operators garaging vehicles within the 254 counties of the State of Texas (ZIP prefixes 750–799, 733, and 885). We do not solicit or bind coverage in any other state.
2. Personal & Commercial Auto Rate Calculator Disclosures
Monthly rate estimates displayed on our interactive Texas Auto & Fleet Rate Calculator or carrier comparison matrix reflect illustrative 2026 Texas rate filings across DFW, Houston/Gulf Coast, Austin, San Antonio, El Paso, and rural Texas counties. Final binding rates are determined by the underwriting carrier based on verified Texas Motor Vehicle Records (MVR), CLUE auto loss history, VIN vehicle symbols, commercial radius/GVW, USDOT/TxDMV safety records, and elected Texas coverages (including 30/60/25 minimum liability, Personal Injury Protection (PIP), Uninsured/Underinsured Motorist (UM/UIM), or $300k–$1M CSL commercial liability).
3. TCPA & Texas Telemarketing Express Written Consent
When you submit your contact information through our Texas Auto Quote Wizard or Contact Service Form, you provide your E-SIGN electronic signature and express written consent under the federal Telephone Consumer Protection Act (47 U.S.C. § 227) and Texas Business & Commerce Code Chapters 301–305 to be contacted via live telephone call, automated dialing technology, prerecorded voice message, SMS/text message, and email by Get Insured Quick and up to three (3) matched Texas-licensed auto insurance carriers or agencies (including Progressive County Mutual, Progressive Commercial, GEICO Texas, Dairyland / Sentry County Mutual, Kemper / Infinity County Mutual, Travelers Texas, Berkshire Hathaway GUARD / National Indemnity, and regional licensed Texas auto producers).
- You are never required to provide consent as a condition of purchasing auto insurance; you may call our licensed Texas auto desk directly at (888) 555-0194 at any time.
- You may revoke consent at any time by replying STOP to any SMS message or informing the licensed Texas agent during a call.
4. Governing Law & Texas Venue
These Terms of Service and any dispute arising out of your use of Get Insured Quick shall be governed by and construed in accordance with the laws of the State of Texas, without regard to conflict-of-law principles.